California State Requirements

Continuing Education Hours

  • 24 Hours Biennially including 3 Hours of Ethics.

License Renewal

  • License renewal date is the last day of the month when the license was issued.

Courses accepted for CE Credit

  • Classroom Courses
  • Self-Study Courses
  • Online Courses
  • An Instructor can earn the same number of credit hours as a student
  • Licensees can only get credit for approved courses for the license type held

Annuity Requirement

  • Initial 8-hour training requirement: Before selling annuities in California, producers must complete an initial 8-hour, state-approved annuity training course.
  • Ongoing 4-hour training requirement: After completing the initial 8-hour training requirement, producers continuing to sell annuities must complete a 4-hour, state-approved annuity CE course in every 2-year license term following the initial 8-hour training completion.

Long Term Care Requirement

  • Long Term Care: Individuals who sell long-term care products in California must complete 8-hours of California LTC annually for the first four years, then 8 hours biennially thereafter. These courses are state specific and state provided.
  • California Partnership Long Term Care: Individuals who sell California Partnership for Long-Term Care products must obtain eights hours of specific partnership LTC and 8 hours of California-approved LTC credits before soliciting. Thereafter, 8 hours in each type of LTC CE courses must be completed biennially. However, a new licensee must complete 8 hours of California-approved LTC annually for the first four years of licensure, and 8 hours in partnership LTC biennially. These courses apply toward the completion of the basic CE requirement.

Carryover Requirements

  • CE Hours can carry over onto the next cycle from the second year of a previous licensing term only, and cannot exceed the next renewal education requirement.

Course Repetition

  • Credit will not be given for a course that is repeated within a compliance period.

Final Exam

  • No monitor required for a final exam.


  • Agents who are 70 years or older and have held a California insurance license in good standing for 30 years or more. These agents must still meet the annuities, long-term care and CA Partnership long-term care specific product requirements if they choose to solicit these products.

For Additional Information, Please Contact:

California Department of Insurance

Physical Address

320 Capitol Mall
Sacramento, CA 95814-4309


45 Fremont Street, 23rd Floor
San Francisco, CA 94105


300 S. Spring Street, South Tower
Los Angeles, CA 90013

Licensing Division Contact Information

Phone: Licensing Hotline 800-967-9331
State Website:

Broker Educational Sales & Training, Inc. provides this information as a courtesy to our clients. Every effort is made to ensure that the information is accurate. However, this information is subject to change, become outdated, or be incorrect due to new legislation or official rulings. Please check with the state to ensure accuracy.

Revised 06/07/2017.