Colorado State Requirements

Continuing Education Hours

  • 24 Hours Biennially including 3 Hours of Ethics.

License Renewal

  • License renewal date is the last day of the agent’s birth month.

Courses accepted for CE Credit

  • Classroom Courses / Lectures or Seminars
  • Self-Study Courses
  • Online Courses
  • An Instructor can earn the same number of credit hours as a student

Courses Subject Requirements

  • Three (3) hours of ethics each compliance period.
  • At least eighteen (18) hours must cover the lines of insurance for which the producer is licensed.

Annuity Requirement

  • Before selling, soliciting, or negotiating annuity products in Colorado producers must complete a one-time annuity training course approved for at least 4 hours.

Long Term Care Requirement

  • Initial 16-hour training requirement: Before selling LTC policies in Colorado producers must complete 16 hours of state approved LTC training. Part 1 of the 16 hours shall consist of 8 hours on general LTC, which can be taken online self-study or in a classroom, and Part 2 shall consist of 8 hours specific to LTC partnership, which must be taken in a classroom.
  • Ongoing 5-hour training requirement: After completing the initial 16-hour training, producers continuing to sell LTC must complete no less than 5 hours of ongoing training in a classroom setting every 2 calendar years after the initial completion.

Carryover Requirements

  • Up to twelve (12) credit hours can be carried over to the next compliance period if the courses were taken in the final 120 days of the compliance period.

Course Repetition

  • Credit will not be given for a course that is repeated within 2-years of its original completion date. All eligible courses will have a different course number.

Final Exam

  • Final exams are required to be monitored by a disinterested third party. Note: The monitor cannot be a family member, nor can it be someone who has a financial interest.
  • General Monitor Affidavit Needed.


  • Non-residents licensed and in good standing who have satisfied the CE requirements in their home state.
  • Limited lines.
  • First time licensees have until the 2nd continuation cycle to comply with CE requirements.

For Additional Information, Please Contact:

Colorado Division of Insurance

Physical Address

1560 Broadway, Suite 850
Denver, CO 80202

Licensing Division Contact Information

Phone: (303) 894-7499
Fax: (303) 894-7455
State Website:

Broker Educational Sales & Training, Inc. provides this information as a courtesy to our clients. Every effort is made to ensure that the information is accurate. However, this information is subject to change, become outdated, or be incorrect due to new legislation or official rulings. Please check with the state to ensure accuracy.

Revised 06/07/2017.