LICENSE RENEWAL

• Florida licenses are perpetual but will expire if there are 48 months without an appointment. Failure to complete continuing education requirements, which are reported on the last day of the agent’s birth month biennially, may result in cancellation of appointments.

COURSES ACCEPTED FOR CE CREDIT

• Classroom Courses
• Self-Study Courses
• Online Courses
• Seminars – expires 12 months from approval date
• Instructors will receive the same amount of credit hours as the attendees.
• Active courses do not expire, but courses which have not been offered for a period of 5 years will be terminated.
• All approved courses in any license category are considered electives and may be taken for CE for any license type. The only exception is the 4 hour update courses which are required to be license specific.

COURSE SUBJECT REQUIREMENTS

• All approved courses may be taken by any license type with the exception of the 4 hour update requirement; Agents must take the required course authority that pertains to their license type

4 HOUR LAW and ETHICS REQUIREMENT

• Florida HB 725 requires that 4 hours of the required continuing education for all licensees’ be an up-to-date course specific to the license held. For licensee’s holding 2 different licenses, the 4 hour update course must be completed in the subject area of at least one of their license types.

ANNUITY REQUIREMENT

• Agents who hold a life insurance line of authority on January 1, 2024, and who desire to sell annuities shall complete the requirements of this subsection by July 1, 2024. Individuals who obtain a life insurance line of authority after January 1, 2024, may not engage in the sale of annuities until the annuity training course required under this subsection has been completed. An agent who has completed an annuity training course before January 1, 2024, shall, by July 1, 2024, complete either: a new 4-hour training course; or an additional 1-hour training course on appropriate sales practices, replacement, and disclosure requirements under this section. The satisfaction of the training requirements of another state that are substantially similar to the provisions of this subsection shall be deemed to satisfy the training requirements of this subsection in this state. The satisfaction of the training requirements of any course or courses with components substantially similar to the provisions of this subsection shall be deemed to satisfy the training requirements of this subsection in this state. An insurer shall verify that an agent has completed the annuity training course required under this subsection before allowing the agent to sell an annuity product for that insurer. MUST be completed by 06/30/2024.

LONG TERM CARE REQUIREMENT

• Initial 8 hours LTC – Must include state specific content.
• 4 hours LTC every 2 years following.

CARRYOVER REQUIREMENT

• Up to twenty-four (24) credit hours can be carried over to the next compliance period.

COURSE REPETITION

• Continuing education credit may not be earned for attending or instructing at any subsequent offering of the same continuing education course within a 24 month period.
• The 4 hour update course must be submitted as a new course with new information in the outline each year. It will be given a new course ID after each approval and is not considered a duplication.

FINAL EXAM

• The examination may be taken without a proctor provided the student presents to the provider a sworn acknowledgment certifying that the student did not consult any written materials or receive outside assistance from any person directly or indirectly, while taking the examination.

EXEMPTIONS

• Licensees in the first 24 months of licensure.

For Additional Information please contact: