Georgia State Requirements

Continuing Education Hours

  • Agents licensed 20 years or less require twenty-four (24) CE credit hours biannually including 3 hours of ethics.
  • Agents licensed 20 years or more require twenty (20) CE credit hours biannually including 3 hours of ethics.

License Renewal

  • License renewal is the last day of licensees birth month. Citizen affidavit and a copy of one secure and verifiable indentification document required at each renewal.

Courses accepted for CE Credit

  • Classroom Courses
  • Self-Study Courses
  • Online Courses
  • Instructors will receive the same amount of credits as the attendees

Courses Subject Requirements

  • All CE hours other than ethics must be completed in approved courses for the lines of insurance for which agent is licensed.
  • For individuals holding a limited subagent license in addition to an agent license, not more than five credit hours can come from courses related to the line(s) of insurance of the limited subagent license.

Annuity Requirement

  • Effective March 1, 2016: An agent may not sell, solicit or negotiate an annuity product unless the individual has completed a one time 4 hour Annuity Suitability course. Agents that have completed a four hour Annuity Suitability course in another state shall be deemed to satisfy this state's requirement as long as the course material of that course is similar to this state's requirements.

Long Term Care Requirement

  • Eight (8) hours initial long-term care, and a four (4) hour long-term care training every 24 months thereafter.
  • LTC Producers who have taken an NAIC Model 8-Hour Course in another state will meet the requirement by completing a 2 hour GA specific LTC Course.
  • LTC 8-Hour Course is state-specific.

Carryover Requirements

  • Allowed to carry over a maximum of 50% or 12 CE hours for each reporting period.
  • Excess ethics hours may be applied to the regular CE requirement, but cannot be carried over as ethics hours.

Course Repetition

  • Credit will not be given for a course that is repeated the same renewal period.
  • Ethics, Current Issues, or Legislative Updates courses remain exempt from this requirement.

Final Exam

  • Final exams are required to be monitored by a disinterested third party. Note: The monitor cannot be a family member, nor can it be someone who has a financial interest.)
  • General Monitor Affidavit Needed.


  • Newly licensed individuals who completed the Georgia prelicense education requirement are exempt for the first reporting period.
  • A reduction of hours may be requested for time spent on insurance-related activities during the previous reporting period, including teaching, legislative, journalistic and research activities.
  • Individuals who hold a non-active license because they have been licensed as an agent for 10 consecutive years or more and do not perform any insurance functions other than receiving renewal or deferred commissions.

For Additional Information, Please Contact:

Georgia Insurance Department

Physical Address

Two Martin Luther King, Jr. Drive
West Tower, Suite 704
Atlanta, GA 30334
Main Telephone: (404) 656-2070
Toll Free: (800) 656-2298
Fax: (404) 657-8542

Licensing Division Contact Information

Phone: (404) 656-2101
Fax: (404) 656-0874
State Website:

Broker Educational Sales & Training, Inc. provides this information as a courtesy to our clients. Every effort is made to ensure that the information is accurate. However, this information is subject to change, become outdated, or be incorrect due to new legislation or official rulings. Please check with the state to ensure accuracy.

Revised 06/07/2017.