GEORGIA STATE REQUIREMENTS

Agents licensed 20 years or less require twenty-four (24) CE credit hours biennially / Including 3 hours of ethics.
Agents licensed 20 years or more require twenty (20) CE credit hours biennially / Including 3 hours of ethics.

LICENSE RENEWAL

  • License renewal is the last day of licensee’s birth month. Citizen affidavit and a copy of one secure and verifiable identification document required at each renewal.

COURSES ACCEPTED FOR CE CREDIT

  • Classroom Courses
  • Self-Study Courses
  • Online Courses
  • Instructors will receive the same amount of credit hours as the attendees.

COURSE SUBJECT REQUIREMENTS

  • All CE hours other than ethics must be completed in approved courses for the lines of insurance for which the agent is licensed.
  • For individuals holding a limited subagent license in addition to an agent license, not more than five credit hours can come from courses related to the line(s) of insurance of the limited subagent license.

ANNUITY REQUIREMENT

  • Effective August 1, 2023, licensees who sell annuity products will need to complete an annuity course covering the NAIC Best Interest Standards. Licensees who have already completed a 4-hour annuity course prior to 08/31/2023 may complete a 1-hour annuity best interest course or complete the new 4-hour annuity best interest course. Licensees will only have until 02/01/2024 to be able to take the 1-hour course. Licensees who have not completed an annuity course must take the 4-hour annuity best interests’ course prior to selling annuities. MUST complete by 02/01/2024.

Residents and non-residents who have completed training including the NAIC Best Interest Standards in another state with laws similar to Georgia law will be deemed compliant with this requirement.


LONG TERM CARE REQUIREMENT

  • Effective August 1, 2023, licensees who sell annuity products will need to complete an annuity course covering the NAIC Best Interest Standards. Licensees who have already completed a 4-hour annuity course prior to 08/31/2023 may complete a 1-hour annuity best interest course or complete the new 4-hour annuity best interest course. Licensees will only have until 02/01/2024 to be able to take the 1-hour course. Licensees who have not completed an annuity course must take the 4-hour annuity best interests’ course prior to selling annuities MUST complete by 02/01/2024.

CARRYOVER REQUIREMENT

  • Allowed to carry over a maximum of 50% or 12 CE hours for each reporting period.
  • Excess ethics hours may be applied to the regular CE requirement but cannot be carried over as ethics hours.

COURSE REPETITION

  • Credit will not be given for a course that is repeated the same renewal period.
  • Ethics, Current Issues, or Legislative Updates courses remain exempt from this requirement.

FINAL EXAM

  • Final exams are required to be monitored by a disinterested third party. The monitor cannot be a family member, nor can it be someone who has a financial interest. General Monitor Affidavit needed.

EXEMPTIONS

  • Newly licensed individuals who completed the Georgia pre-license education requirement are exempt for the first reporting period.
  • Individuals who hold a non-active license because they have been licensed as an agent for 10 consecutive years or more and do not perform any insurance functions other than receiving renewal or deferred commissions.
  • Individuals holding a CFP, CLU, CPCU, ChFC, FLMI, CIC, CEBS, AAI, CRM, or a major BBA in Risk Management and Insurance from an accredited college must complete 12 hours of CE including 3 hours of ethics every two years.

For Additional Information please contact:

Georgia Department of Insurance
Phone: 404-656-2070
Fax: 404-657-8542
Pearson VUE is your primary contact for all inquiries about Agents & Agency Licensing and
Continuing Education. For faster assistance, please call Pearson VUE at 800-274-8969.
Email: agents@oci.ga.gov

State Website: oci.georgia.gov

Revised 02/20/2024