Kentucky State Requirements

Continuing Education Hours

  • 24 Hours Biennially including 3 Hours Ethics.

License Renewal

  • License renewal date is the last day of the agent’s birth month.

Courses accepted for CE Credit

  • Classroom Courses / Webinars
  • Self-Study Courses
  • Online Courses
  • An Instructor can earn the same number of credit hours as the student

Courses Subject Requirements

  • Three (3) hours of ethics each compliance period.
  • At least six (6) hours must be approved for lines of insurance for which agents is licensed.
  • The remaining sixteen (16) hours may be taken in any Kentucky approved course.

Annuity Requirement

  • Insurance producers licensed to sell, solicit or negotiate annuities must complete a one-time 4 hour annuity training course in order to continue to sell annuities.

Long Term Care Requirement

  • 8 hours initial LTC, and a 4 hour LTC every 24 months thereafter.

Carryover Requirements

  • Up to twelve (12) credit hours can be carried over to the next compliance period.

Course Repetition

  • Credit will not be given for a course that is repeated within a compliance period.

Final Exam

  • No monitor required for a final exam.


  • Individuals licensed less than a year at the time of compliance. They are not exempt for the following compliance period.
  • Non-resident agents who received their license through reciprocity and who have met the continuing education requirements of their home state.

For Additional Information, Please Contact:

Kentucky Department of Insurance

Physical Address

215 West Main Street
Frankfort, KY 40601
Phone: (502) 564-3630

Mailing Address

P.O. Box 517
Frankfort, KY 40602-0517

Licensing Division Contact Information

Phone: (502) 564-6004
Fax: (502) 564-6030
State Website:

Broker Educational Sales & Training, Inc. provides this information as a courtesy to our clients. Every effort is made to ensure that the information is accurate. However, this information is subject to change, become outdated, or be incorrect due to new legislation or official rulings. Please check with the state to ensure accuracy.

Revised 06/07/2017.