MASSACHUSETTS STATE REQUIREMENTS Continuing Education 60 Hours in the initial Triennial Period (can be less than 3 years but must be more than 2 years) including 3 hours of Ethics Continuing Education 45 Hours Triennially thereafter including 3 hours of Ethics LICENSE RENEWAL License renewal date is the date license was issued The CE compliance period is now based on the license renewal date, which is every 3 years based upon the licensee's date of birth COURSES ACCEPTED FOR CE CREDIT Classroom Courses – No 1 hour courses allowed Self-Study Courses Online Courses Webinars Instructors receive the approved number of credit hours for teaching a course, once during each triennium COURSE SUBJECT REQUIREMENTS At least one credit hour should be completed in a course approved for lines of insurance for which license is held ANNUITY REQUIREMENT One-time training must be complete prior to selling annuity products. *Residents who satisfy the training requirements of another state that are similar to the Massachusetts law, will be deemed compliant for the Massachusetts requirement LONG TERM CARE REQUIREMENT An individual shall not sell, solicit or negotiate Long Term Care insurance in the Commonwealth unless the individual is licensed as an insurance producer for health, accident or sickness and has completed a 1-time training course. The training shall meet the requirements set forth as follows: The 1-time training requirement by this section shall be not less than eight (8) hours and the ongoing training required shall be not less than four (4) hours every 24 months. For residents and non-residents who have completed an initial or/and ongoing NAIC LTC Trainind course in another state, they MUST take a 2 hour MassHealth Training course specific to Massachusetts. CARRYOVER REQUIREMENT Up to 45 credit hours can be carried over to the next compliance period COURSE REPETITION Credit will not be given for a course that is repeated within 3 years after the first completion date FINAL EXAM Self-study examinations must be proctored by an approved disinterested third-party. The proctoring process must ensure that the examination will be completed by the student, on a closed-book basis without assistance, and the specified conditions of administration are observed The monitor cannot be a family member, nor can it be someone who has a financial interest Specific Monitor Affidavit Needed EXEMPTIONS Nonresidents, if licensee meets CE requirements for home or any state where an active license is held Individuals licensed prior to April 4, 1983 are exempt from CE requirements as long as they remain continuously licensed For Additional Information please contact: The Commonwealth of Massachusetts Division of Insurance 1000 Washington Street, Suite 810 Boston, MA 02118-6200 Licensing Division Phone: 617-521-7794, option 2 Fax: 617-521-7576 State Website: www.mass.gov/orgs Revised 3/26/19