State Requirements

MASSACHUSETTS STATE REQUIREMENTS

Continuing Education 60 Hours in the initial Triennial Period (can be less
than 3 years but must be more than 2 years) including 3 hours of Ethics.
Continuing Education 45 Hours Triennially thereafter, including 3 hours of Ethics.

LICENSE RENEWAL

  • The CE compliance period is now based on the license renewal date, which is every 3 years based upon the licensee’s date of birth.

COURSES ACCEPTED FOR CE CREDIT

  • Classroom Courses (No 1 hour courses allowed)
  • Self-Study Courses
  • Online Courses
  • Webinars
  • Instructors receive the approved number of credit hours for teaching a course, once during each triennium.

COURSE SUBJECT REQUIREMENTS

  • Producers may complete their CE requirement by taking courses approved for any line of authority.

ANNUITY REQUIREMENT

  • One-time training must be complete prior to selling annuity products. *Residents who satisfy the training requirements of another state that are similar to the Massachusetts law, will be deemed compliant for the Massachusetts requirement.

LONG TERM CARE REQUIREMENT

  • An individual shall not sell, solicit or negotiate Long-Term Care insurance in the Commonwealth unless the individual is licensed as an insurance producer for health, accident or sickness and has completed a 1-time training course. The training shall meet the requirements set forth as follows:
    • The 1-time training requirement by this section shall be not less than eight (8) hours and the ongoing training required shall be not less than four (4) hours every 24 months.
    • For residents and non-residents who have completed an initial or / and ongoing NAIC LTC Training course in another state, they MUST take a 2-hour MassHealth Training course specific to Massachusetts.

CARRYOVER REQUIREMENT

  • Up to 45 credit hours can be carried over to the next compliance period.

COURSE REPETITION

  • Credit will not be given for a course that is repeated within 3 years after the first completion date.

FINAL EXAM

  • Self-study examinations must be proctored by an approved disinterested third-party. The proctoring process must ensure that the examination will be completed by the student, on a closed-book basis without assistance, and the specified conditions of administration are observed.
  • The monitor cannot be a family member, nor can it be someone who has a financial interest.
  • Specific Monitor Affidavit needed.

EXEMPTIONS

  • Non-residents, if licensee meets CE requirements for home or any state where an active license is held.
  • Individuals licensed prior to April 4, 1983 are exempt from CE requirements as long as they remain continuously licensed.

For Additional Information please contact:

The Commonwealth of Massachusetts
Division of Insurance
Licensing Division
Phone: 617-521-7748
Fax: 617-521-6881

State Website: mass.gov/orgs/division-of-insurance

Revised 08/01/2022