State Requirements

MARYLAND STATE REQUIREMENTS

Continuing Education 24 Hours Biennially
Including 3 Hours of Ethics

LICENSE RENEWAL

  • License renewal date is the last day of the producer’s birth month.
  • As of January 1, 2020 producers MUST complete their CE 15 days prior to renewal date.
  • As of January 27, 2020 licensed insurance producers who, as of October 1, 2008, held licenses for 25 or more consecutive years must complete 8 hours of continuing education in each renewal period.

COURSES ACCEPTED FOR CE CREDIT

  • Classroom Courses / Webinars
  • Self-Study Courses
  • Online Courses (Only 50% of continuing education credits can be online)
  • Instructors shall receive 1.5 times the approved credit as the student.

COURSE SUBJECT REQUIREMENTS

  • Courses must be approved for lines of insurance for which license is held.
  • A licensed insurance producer must obtain at least 3 hours of continuing education in Ethics.
  • LH / PC combined licensees must complete 6 hours in each LH and PC.
  • Excess Ethics credits may not be applied to cover the minimum hours needed in each license specific requirement.

ANNUITY REQUIREMENT

  • Before selling, soliciting, or negotiating annuity products in Maryland, producers must complete a one-time annuity training course approved for at least 4 hours

LONG TERM CARE REQUIREMENT

  • NAIC training passed for 8 hours initially, 4 hours every-compliance. Compliance for 8-hour training 9/10/08.
  • While the state law requiring two hours CE in LTC every two (2) years has not changed, completion of the 8-hour initial training and the ongoing 4 hours each compliance period meets both the LTC regulation and the previous law.

CARRYOVER REQUIREMENT

  • Credit hours cannot be carried over to the next compliance period.

COURSE REPETITION

  • Credit will not be given for a course that is repeated within a compliance period.
  • If the courses are taken in 2 consecutive reporting periods, there must be 6 months between completion dates.

FINAL EXAM

  • Closed Book, no monitor required for a final exam.

EXEMPTIONS

  • Non-residents having met the CE requirements of their home state.

For Additional Information please contact:

Maryland Insurance Administration
Phone: 410-468-2411
Fax: 410-468-2399
Email: producerlicensing.mia@maryland.gov

State Website: insurance.maryland.gov

Revised 08/01/2022