Maryland State Requirements

Continuing Education Hours

  • 24 Hours Biennially including 3 Hours of Ethics.

License Renewal

  • License renewal date is the last day of the producers birth month.

Courses accepted for CE Credit

  • Classroom Courses / Webinars
  • Self-Study Courses
  • Online Courses
  • Instructors shall receive 1½ times the approved credit as the student

Courses Subject Requirements

  • Courses must be approved for lines of insurance for which license is held.
  • LH/PC combined licensees must complete 6 hours in each LH and PC.
  • Excess Ethics credits may NOT be applied to cover the minimum hours needed in each license specific requirement.

Annuity Requirement

  • Before selling, soliciting, or negotiating annuity products in Maryland, producers must complete a one-time annuity training course approved for at least 4 hours.

Long Term Care Requirement

  • NAIC training passed for 8 hours initially, 4 hours every-compliance. Compliance for 8 hour training 9/10/08.
  • While the state law requiring two hours CE in LTC every two years has not changed, completion of the 8 hour initial training and the ongoing 4 hours each compliance period meets both the LTC regulation and the previous law.

Carryover Requirements

  • Credit hours cannot be carried over to the next compliance period.

Course Repetition

  • Credit will not be given for a course that is repeated within a compliance period.
  • If the courses are taken in 2 consecutive reporting periods, there must be 6 months between completion dates.

Final Exam

  • No monitor required for a final exam.


  • Agents licensed prior to 10/1/08 and have continuously held a license in Maryland for 25 years are required to complete only 8 credits of CE.
  • Non-residents having met the CE requirements of their home state.

For Additional Information, Please Contact:

Maryland Insurance Administration

Physical Address

Attn: Producer Licensing Unit
200 St. Paul Place, Suite 2700
Baltimore, Maryland 21202
Phone: (800) 492-6116
Customer Service: (888) 204-6198
Fax: (410) 468-2399
State Website:

Broker Educational Sales & Training, Inc. provides this information as a courtesy to our clients. Every effort is made to ensure that the information is accurate. However, this information is subject to change, become outdated, or be incorrect due to new legislation or official rulings. Please check with the state to ensure accuracy.

Revised 06/07/2017.