State Requirements

LICENSE RENEWAL

• License renewal date is the last day of the producers birth month
• As of January 1, 2020 producers MUST complete their CE 15 days prior to renewal date
• As of January 27, 2020 licensed insurance producers who, as of October 1, 2008, held licenses for 25 or more consecutive years must complete 8 hours of continuing education in each renewal period

COURSES ACCEPTED FOR CE CREDIT

• Classroom Courses / Webinars
• Self-Study Courses
• Online Courses (Only 50% of continuing education credits can be online)
• Instructors shall receive 1.5 times the approved credit as the student

COURSE SUBJECT REQUIREMENTS

• Courses must be approved for lines of insurance for which license is held
• A licensed insurance producer must obtain at least 3 hours of continuing education in Ethics
• LH/PC combined licensees must complete 6 hours in each LH and PC
• Excess Ethics credits may not be applied to cover the minimum hours needed in each license specific requirement

ANNUITY REQUIREMENT

• Before selling, soliciting, or negotiating annuity products in Maryland, producers must complete a one-time annuity training course approved for at least 4 hours

LONG TERM CARE REQUIREMENT

• NAIC training passed for 8 hours initially, 4 hours every-compliance. Compliance for 8 hour training 9/10/08
• While the state law requiring two hours CE in LTC every two years has not changed, completion of the 8 hour initial training and the ongoing 4 hours each compliance period meets both the LTC regulation and the previous law

CARRYOVER REQUIREMENT

• Credit hours cannot be carried over to the next compliance period

COURSE REPETITION

• Credit will not be given for a course that is repeated within a compliance period
• If the courses are taken in 2 consecutive reporting periods, there must be 6 months between completion dates

FINAL EXAM

• Closed Book, no monitor required for a final exam.

EXEMPTIONS

• Non-residents having met the CE requirements of their home state.