Minnesota State Requirements

Continuing Education Hours

  • 24 Hours Biennially including 3 Hours of Ethics.

License Renewal

  • The license renewal date is the last day of the producer’s birth month.

Courses accepted for CE Credit

  • General - Classroom Courses
  • General - Company Sponsored Courses
  • General - Distance Learning Courses
  • Instructors can receive extra credit for courses they teach by submission of the “Application for Instructor Extra Credit” by the Education Provider. The Department of Commerce will approve or deny the request and apply the appropriate credits. Reptition rules apply.

Courses Subject Requirements

  • Three (3) Hours of Ethics each compliance.

Annuity Requirement

  • All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours.

Long Term Care Requirement

  • Before selling, soliciting, or negotiating LTC insurance products in Minnesota, producers must complete an initial 8-hour state-approved LTC training course.
  • After completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24-month period following the completion of the initial training and every 24 months thereafter.

Carryover Requirements

  • Credit hours cannot be carried over to the next compliance period.

Course Repetition

  • Credit will not be given for a course that is repeated within a compliance period.

Final Exam

  • Internet Courses – The final examination must be either an encrypted online examination or a paper examination that is monitored by a proctor who certifies that the student took the examination. No monitor required for online exam.
  • Self-study / Correspondence – The course content and time must be verifiable, and for every student, attendance must be physically monitored throughout the exam by a verifiable proctor.
  • General Monitor Affidavit needed for paper exams.


  • Individuals licensed less than 6 months prior to the first renewal date are exempt for the first reporting date.
  • Non-residents from a state that has a reciprocal agreement with Minnesota except for the LTC requirement.

For Additional Information, Please Contact:

Minnesota Commerce Department Education Division

Physical Address

85 7th Place East, Suite 280
Street Paul, MN 55101

Licensing Division Contact Information

Phone: (651) 539-1500
Fax: (651) 539-0112
State Website: www.mn.gov/commerce/industries/insurance/

Broker Educational Sales & Training, Inc. provides this information as a courtesy to our clients. Every effort is made to ensure that the information is accurate. However, this information is subject to change, become outdated, or be incorrect due to new legislation or official rulings. Please check with the state to ensure accuracy.

Revised 06/07/2017.