State Requirements

MISSISSIPPI STATE REQUIREMENTS

Continuing Education 24 Hours Biennially
Including 3 Hours of Ethics

Producers whose licenses have been in effect for a license term of 13 to 18 months
are required to complete 12 CE hours without ethics during the license term.

LICENSE RENEWAL

  • License renewal date is the last day of the agent’s birth month

COURSES ACCEPTED FOR CE CREDIT

  • Classroom Courses / Teleconference / Webinars
  • Self Study Courses
  • Online Courses
  • Instructors will receive the same amount of credit hours as the attendees for the first presentation only. Repetition rules also apply to instructors.

COURSE SUBJECT REQUIREMENTS

  • Three (3) Hours of Ethics each compliance period.
  • Courses must be approved for lines of insurance for which the agent is licensed.

ANNUITY REQUIREMENT

  • Effective 1/1/2022: Mississippi adopted an amendment to require producers to act in the best interest of the consumer when recommending an annuity. The training requirement has been expanded to include the new standard of conduct. Producers licensed before 1/1/2022 must complete the training by 6/30/2022. Those who have completed an annuity training course approved by the department prior to 1/1/2022, are given the option of either a new one-time 4 hour course or an additional one-time 1 hour course. Producers who obtain a life insurance license on or after the 1/1/2022 must complete the new one-time 4 hour course before selling annuities. Compliance with another state’s training requirements that are substantially similar to this requirement will be deemed in compliance with Mississippi requirement. The satisfaction of the components of the training requirements of any course or courses with components that are substantially similar will satisfy the training requirements in Mississippi. Insurers must provide product-specific training.

LONG TERM CARE REQUIREMENT

  • No Long-Term Care requirement at this time/

CARRYOVER REQUIREMENT

  • Credit hours cannot be carried over to the next compliance period.

COURSE REPETITION

  • Credit will not be given for a course that is repeated within a compliance period.

FINAL EXAM

  • Final exams are required to be monitored by a disinterested third party (i.e., someone with no insurance business or family relationship to the student).
  • Specific Monitor Affidavit needed.

EXEMPTIONS

  • Non-residents who meet CE requirements in their state.

For Additional Information please contact:

Commissioner of Insurance of Mississippi
Licensing Division
Phone: 601-359-3582
Fax: 601-359-1951
Email: licensing@mid.ms.gov

State Website: mid.ms.gov

Revised 08/01/2022