State Requirements

NEW JERSEY STATE REQUIREMENTS

Continuing Education 24 Hours Biennially
Including 3 Hours of Ethics for every 2 year license term

LICENSE RENEWAL

  • License renewal date is the last day of the agent’s birth month

COURSES ACCEPTED FOR CE CREDIT

  • Classroom Courses
  • Self-Study Courses
  • Online Courses

COURSE SUBJECT REQUIREMENTS

  • Three (3) hours of ethics for each 2 year license term.
  • Producers may complete their 24-hour CE requirement by taking courses approved for any line of authority.

ANNUITY REQUIREMENT

  • Before selling, soliciting, or negotiating annuity products in New Jersey, producers must complete a one-time annuity training course approved for at least 4 hours.
  • Non-residents who satisfy the training requirements of another state that are similar to New Jersey’s law will be deemed compliant for New Jersey’s requirement.

LONG TERM CARE REQUIREMENT

  • 8 hours initial LTC, 4 hours LTC every 24 months thereafter
  • Non-residents who satisfy the training requirements of another state that are similar to New Jersey’s law will be deemed compliant for New Jersey’s requirement.

CARRYOVER REQUIREMENT

  • Credit hours cannot be carried over to the next compliance period

COURSE REPETITION

  • Credit will not be given for courses taken more than once in a compliance period.
  • This rule applies to any variation of course types (self-study, classroom equivalent, etc.).

FINAL EXAM

  • Self-study exams are closed-book exams and must be monitored by a disinterested 3rd party. A disinterested 3rd party is any impartial person who does not have a financial interest in the outcome of the examination. The monitor cannot be related (by family) to the student. Monitor-Free courses do not have a final exam and must be completed by passing each end of chapter quiz.
  • General Monitor Affidavit Needed.

EXEMPTIONS

  • Non resident producers in good standing with their home state

For Additional Information please contact:

New Jersey Department of Banking and Insurance
Insurance Licensing Services
20 W. State Street
P.O. Box 325
Trenton, NJ 08625

Phone: 609-292-7272
Fax: 609-984-5263

State Website: state.nj.us/dobi

Revised 4/6/22