New Jersey State Requirements

Continuing Education Hours

  • 24 CE credit hours including 3 hours of ethics for every 2 year license term.

License Renewal

  • License renewal date is the last day of the agent’s birth month.

Courses accepted for CE Credit

  • Classroom Courses
  • Self-Study Courses
  • Online Courses

Courses Subject Requirements

  • 3 hours of ethics for each 2 year license term.

Annuity Requirement

  • Before selling, soliciting, or negotiating annuity products in New Jersey, producers must complete a one-time annuity training course approved for at least 4 hours.

Long Term Care Requirement

  • 8 hours initial LTC, 4 hours LTC every 24 months thereafter.

Carryover Requirements

  • Credit hours cannot be carried over to the next compliance period.

Course Repetition

  • Credit will not be given for courses taken more than once in a compliance period.

Final Exam

  • The monitor must be an independent 3rd party who does not have any interest in whether the licensee passes or fails the examination.
  • General Monitor Affidavit Needed.


  • Non-resident producers in good standing with their home state.

For Additional Information, Please Contact:

New Jersey Department of Banking and Insurance

Physical Address

20 W. State Street
P.O. Box 325
Trenton, NJ 08625
Phone: (609) 292-7272
Fax: (609) 292-2792

Licensing Division Contact Information

Phone: (609) 292-4337
Fax: (609) 984-5263
State Website:

Broker Educational Sales & Training, Inc. provides this information as a courtesy to our clients. Every effort is made to ensure that the information is accurate. However, this information is subject to change, become outdated, or be incorrect due to new legislation or official rulings. Please check with the state to ensure accuracy.

Revised 06/07/2017.