Rhode Island State Requirements

Continuing Education Hours

  • 24 Hours Biennially including 3 hours of Ethics.

License Renewal

  • License will expire on the last day of the licensee’s birth month.

Courses accepted for CE Credit

  • Classroom Courses / Seminar Courses
  • Self-Study Courses
  • Online Courses
  • Instructors will receive the same amount of credits as the Students

Courses Subject Requirements

  • Three (3) hours of ethics each compliance period.
  • Minimum of five (5) hours in each line of authority for which the Agent is licensed.

Annuity Requirement

  • Rhode Island requires 4 hours of annuity training for all agents selling annuity products.

Long Term Care Requirement

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Rhode Island, producers must complete an initial 8-hour NAIC LTC course approved in any state.
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24-month period.

Carryover Requirements

  • Up to 12 credit hours may be carried over to the next compliance period.
  • Ethics credits will be carried forward as general credits.

Course Repetition

  • Credit will not be given for a course that is repeated within a compliance period.

Final Exam

  • All course exams must be proctored by a disinterested third party.
  • General Monitor Affidavit Needed.


  • Individuals holding limited lines licenses for which an exam is not required.
  • Individuals who are at least 55 years old at the time of renewal and have been continuously licensed for 25 years without lapse.
  • Individuals who held a license for at least 20 years and were at least 60 years old at the time of renewal as of July 3, 2004.
  • Non-resident agents whose home state is reciprocal with Rhode Island.

For Additional Information, Please Contact:

Rhode Island Department of Business Regulation

Physical Address

1511 Pontiac Avenue, Bldg 69-2
Cranston, RI 02920

Licensing Division Contact Information

Phone: (401) 462-9500
Fax: (401) 462-9532
State Website: www.dbr.state.ri.us

Broker Educational Sales & Training, Inc. provides this information as a courtesy to our clients. Every effort is made to ensure that the information is accurate. However, this information is subject to change, become outdated, or be incorrect due to new legislation or official rulings. Please check with the state to ensure accuracy.

Revised 03/07/2017.