State Requirements

RHODE ISLAND STATE REQUIREMENTS

Continuing Education 24 Hours Biennially
Including 3 hours of Ethics

LICENSE RENEWAL

  • License will expire on the last day of the licensee’s birth month, every 2 years.

COURSES ACCEPTED FOR CE CREDIT

  • Classroom Courses / Seminar
  • Self-Study Courses
  • Online Courses
  • Instructors will receive the same amount of credits as the Students

COURSE SUBJECT REQUIREMENTS

  • Three (3) hours of ethics each compliance period
  • Licensees must complete courses approved for the line of insurance they are licensed to sell.

ANNUITY REQUIREMENT

  • Rhode Island requires 4 hours of annuity training for all agents selling annuity products

LONG TERM CARE REQUIREMENT

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Rhode Island, producers must complete an initial 8-hour NAIC LTC course approved in any state
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24-month period

CARRYOVER REQUIREMENT

  • Up to 12 credit hours may be carried over to the next compliance period
  • Ethics credits will be carried forward as general credits

COURSE REPETITION

  • Credit will not be given for a course that is repeated within a compliance period

FINAL EXAM

  • All course exams must be proctored by a disinterested third party
  • General Monitor Affidavit Needed

EXEMPTIONS

  • Individuals holding limited lines licenses for which an exam is not required
  • Individuals who are at least 55 years old at the time of renewal and have been continuously licensed for 25 years without lapse
  • Individuals who held a license for at least 20 years and were at least 60 years old at the time of renewal as of July 3, 2004
  • Non-resident agents whose home state is reciprocal with Rhode Island

For Additional Information please contact:

Rhode Island Department of Business Regulation
1511 Pontiac Avenue, Bldg 69-2
Cranston, RI 02920

Phone: 401-462-9500
Fax: 401-462-9532

State website: dbr.state.ri.us

Revised 8/8/19