RHODE ISLAND STATE REQUIREMENTS
Continuing Education 24 Hours Biennially

Including 3 hours of Ethics


LICENSE RENEWAL

  • License will expire on the last day of the licensee’s birth month
COURSES ACCEPTED FOR CE CREDIT
  • Classroom Courses / Seminar
  • Self-Study Courses
  • Online Courses
  • Instructors will receive the same amount of credits as the Students
COURSE SUBJECT REQUIREMENTS
  • Three (3) hours of ethics each compliance period
  • Minimum of five (5) hours in each line of authority for which the Agent is licensed
ANNUITY REQUIREMENT
  • Rhode Island requires 4 hours of annuity training for all agents selling annuity products
LONG TERM CARE REQUIREMENT
  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Rhode Island, producers must complete an initial 8-hour NAIC LTC course approved in any state
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24-month period
CARRYOVER REQUIREMENT
  • Up to 12 credit hours may be carried over to the next compliance period
  • Ethics credits will be carried forward as general credits
COURSE REPETITION
  • Credit will not be given for a course that is repeated within a compliance period
FINAL EXAM
  • All course exams must be proctored by a disinterested third party
  • General Monitor Affidavit Needed
EXEMPTIONS
  • Individuals holding limited lines licenses for which an exam is not required
  • Individuals who are at least 55 years old at the time of renewal and have been continuously licensed for 25 years without lapse
  • Individuals who held a license for at least 20 years and were at least 60 years old at the time of renewal as of July 3, 2004
  • Non-resident agents whose home state is reciprocal with Rhode Island

For Additional Information please contact:

Rhode Island Department of Business Regulation

1511 Pontiac Avenue, Bldg 69-2
Cranston, RI 02920

Phone: 401-462-9500
Fax: 401-462-9532

State website: www.dbr.state.ri.us

Revised 6/13/18