South Carolina State Requirements

Continuing Education Hours

  • 24 Hours Biennially including 3 Hours of Ethics.

License Renewal

  • Renewal is the last day of the licensee’s birth month. Producers born in an odd numbered year must comply biennially by the end of their birth month every odd numbered year. Producers born in an even numbered year must comply by the end of their birth month every even numbered year.

Courses accepted for CE Credit

  • Classroom Courses
  • Self-Study Courses
  • Online Courses
  • Instructors may receive the same number of credits as the attendees

Courses Subject Requirements

  • Three (3) hours of ethics each compliance period.

Annuity Requirement

  • All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours.

Long Term Care Requirement

  • Initial 8-hour LTC training requirement: Before selling LTC insurance products in South Carolina, producers must complete an initial 8-hour LTC training course.
  • Ongoing 4-hour LTC training requirement: After completing the initial 8-hour training requirement, LTC producers must complete 4 hours of LTC training every 24 months from the initial 8 hour course completion date.

Carryover Requirements

  • Up to 18 credit hours can be carried over to the next compliance period.
  • Ethics carry over as general credits.

Course Repetition

  • Credit may not be given for a course that has been repeated within two-years of its original completion date.

Final Exam

  • Exams are required to be monitored by a disinterested third party.
  • Specific Monitor Affidavit needed.


  • Individuals licensed only for limited lines.
  • Non-residents in compliance with the CE requirements of their home state.

For Additional Information, Please Contact:

South Carolina Department of Insurance

Physical Address

1201 Main Street, Suite 1000
Columbia, SC 29201
Phone: (803) 737-6160
Fax: (803) 737-6205

Mailing Address

P.O. Box 100105
Columbia, SC 29202

Licensing Division Contact Information

Phone: (803) 737-6095
Fax: (803) 737-6100
State Website:

Broker Educational Sales & Training, Inc. provides this information as a courtesy to our clients. Every effort is made to ensure that the information is accurate. However, this information is subject to change, become outdated, or be incorrect due to new legislation or official rulings. Please check with the state to ensure accuracy.

Revised 06/07/2017.