TENNESSEE STATE REQUIREMENTS

Continuing Education 24 Hours Biennially
Including 3 Hours of Ethics

LICENSE RENEWAL

  • License renewal date is before the last day of their birth month.
  • Agents must have their CE credit hours posted prior to their expiration date and prior to applying to renew their insurance license(s).

COURSES ACCEPTED FOR CE CREDIT

  • Classroom Courses
  • Self-Study Courses
  • Online Courses
  • Instructors receive the same credit as the student for classes taught. Duplication rules apply.

COURSE SUBJECT REQUIREMENTS

  • Three (3) hours of ethics each compliance period.
  • Licensees may take courses in any line of authority.

ANNUITY REQUIREMENT

  • Effective January 1, 2024, licensees who sell annuity products will need to complete a new annuity course that includes the new Best Interest rules. Licensees who have already completed a 4-hour annuity course prior to 1/01/24 may complete a 1-hour annuity best interest course or complete the new 4-hour annuity best interest course. Licensees who have not completed a 4-hour annuity course must take the annuity best interests’ course prior to selling annuities. MUST complete by 06/30/2024.

LONG TERM CARE REQUIREMENT

  • Initial 8-hour training requirement: Before selling, soliciting or negotiating LTC insurance products in Tennessee, producers must complete an initial 8-hour training course.
  • Ongoing 4-hour training requirement: After meeting the initial training requirement, producers must complete 4 hours of state-approved LTC training in every 24-month period following the initial training.

CARRYOVER REQUIREMENT

  • Up to 12 hours may be carried over to the next compliance period.
  • Ethics are carried over as general credits.

COURSE REPETITION

  • Courses may not be repeated within 2 years from original course completion date.
  • Any course hours carried over to next renewal will be counted as duplicate if same course is taken again in new renewal cycle.

FINAL EXAM

  • No monitor required for a final exam.

EXEMPTIONS

  • Individuals who have been licensed continuously in Tennessee since January 1, 1994.
  • Non-residents if their state has CE requirements and has a reciprocal agreement with Tennessee.
  • Limited lines.

For Additional Information please contact:

Tennessee Department of Commerce and Insurance
Phone: 615-741-2693
Fax: 888-416-0868
Email: ce.agent.licensing@tn.gov

State Website: tn.gov/commerce/

Revised 02/20/2024