State Requirements

TENNESSEE STATE REQUIREMENTS

Continuing Education 24 Hours Biennially
Including 3 Hours of Ethics

LICENSE RENEWAL

  • License renewal date is before the last day of their birth month
  • Agents must have their CE credit hours posted prior to their expiration date and prior to applying to renew their insurance license(s).

COURSES ACCEPTED FOR CE CREDIT

  • Classroom Courses
  • Self-Study Courses
  • Online Courses
  • Instructors receive the same credit as the student for classes taught. Duplication rules apply

COURSE SUBJECT REQUIREMENTS

  • Three (3) hours of ethics each compliance period

ANNUITY REQUIREMENT

  • Insurance producers who engage in the sales, solicitation and or negotiation of annuity products shall complete a one-time annuity training course for at least (4) credits
  • Residents who have satisfied the training requirements of another state that are similar to the TN law, will be deemed compliant for the TN requirements

LONG TERM CARE REQUIREMENT

  • Initial 8-hour LTC training requirement: Before selling, soliciting or negotiating LTC insurance products in Tennessee, producers must complete an initial 8-hour training course
  • Ongoing 4-hour LTC training requirement: After meeting the initial training requirement, producers must complete 4 hours of state-approved LTC training in every 24-month period following the initial training

CARRYOVER REQUIREMENT

  • Up to 12 hours may be carried over to the next compliance period
  • Ethics are carried over as general credits

COURSE REPETITION

  • Courses may not be repeated within 2 years from original course completion date
  • Any course hours carried over to next renewal will be counted as duplicate if same course is taken again in new renewal cycle

FINAL EXAM

  • No monitor required for a final exam

EXEMPTIONS

  • Individuals who have been licensed continuously in Tennessee since January 1, 1994
  • Non-residents if their state has CE requirements and has a reciprocal agreement with Tennessee
  • Limited lines

For Additional Information please contact:

Tennessee Department of Commerce and Insurance
500 James Robertson Parkway
Nashville, TN 37243-0565

Phone: 615-741-2693
888-416-0868

State Website: tn.gov/commerce

Revised 8/8/19