State Requirements

TEXAS STATE REQUIREMENTS

Continuing Education 24 Hours Biennially
Including at least 2 Hours Ethics

Note: The number of ethics hours required has been increased from
2 hours to 3 hours for licenses expiring on or after September 30, 2022.


LICENSE RENEWAL

  • License renewal is the last day of the birth month

COURSES ACCEPTED FOR CE CREDIT

  • Classroom Courses – Half of the credit hours must be classroom credit or classroom equivalent
  • Self-Study Courses – Only 12 of the hours may be Self-Study
  • Classroom Equivalent

COURSE SUBJECT REQUIREMENTS

  • Two (2) hours of ethics each compliance period

ANNUITY REQUIREMENT

  • Resident and nonresident agents must take the one-time four-hour training.
  • Eight hours of continuing education must be completed during the resident agents’ two-year licensing period.
  • Nonresident agents are not required to comply with the ongoing eight hour annuity training.
  • On June 4, 2021, the Texas legislature passed a law amending state’s Suitability of Certain Annuity Transactions statue to adopt the NAIC’s model suitability standard.
  • Effective September 1, 2021, licensees who sell annuity products will need to complete a new annuity course that includes the new Best Interest rules. Licensees who have already completed a 4-hour annuity course prior to 9/1/2021 may complete a 1-hour annuity best interest course or complete the new 4-hour annuity best interest course by 1/1/2022.Licensees who have not completed a 4-hour annuity course must take the annuity best interests course prior to selling annuities or before 1/1/2022.

LONG TERM CARE REQUIREMENT

  • Initial 8 hours LTC Partnership Course which needs to contain state specific information
  • 4 hours LTC Partnership every 2 years following

CARRYOVER REQUIREMENT

  • Credit hours may not be carried over to the next compliance period

COURSE REPETITION

  • Credit will not be given for courses taken more than once in each compliance period

FINAL EXAM

  • No monitor required for a final exam / may be open-book

EXEMPTIONS

  • Individuals who have been licensed in Texas continuously for 20 years or more
  • Licensees that are grandfathered in ARE NOT EXEMPT from the new ANNUITY BEST INTEREST requirement
  • Extensions or exemptions may be granted for an illness/medical condition (with proof)
  • Nonresidents in good standing in home state that has a reciprocal agreement with Texas

For Additional Information please contact:

Texas Department of Insurance 333 Guadalupe
Austin, TX 78701
800-578-4677

Licensing Division
Agent licensing Unity 107-1A
P.O. Box 149104
Austin, TX 78714

Phone: 512-676-6500

State Website: tdi.texas.gov

Revised 11/09/21