State Requirements

TEXAS STATE REQUIREMENTS

Continuing Education 24 Hours Biennially
Including at least 2 Hours Ethics

Note: The number of ethics hours required has been increased from
2 hours to 3 hours for licenses expiring on or after September 30, 2022.

LICENSE RENEWAL

  • License renewal is the last day of the birth month.

COURSES ACCEPTED FOR CE CREDIT

  • Classroom Courses – Half of the credit hours must be classroom credit or classroom equivalent.
  • Self-Study Courses – Only 12 of the hours may be Self-Study.
  • Classroom Equivalent

COURSE SUBJECT REQUIREMENTS

  • Two (2) hours (increases to 3 hours after 9/30/22) of ethics each compliance period.

ANNUITY REQUIREMENT

  • Resident and non-resident agents must take the one-time, four-hour training.
  • Eight hours of continuing education must be completed during the resident agents’ two-year licensing period.
  • Non-resident agents are not required to comply with the ongoing eight hour annuity training.
  • On June 4, 2021, the Texas legislature passed a law amending state’s Suitability of Certain Annuity Transactions statue to adopt the NAIC’s model suitability standard.
  • Effective September 1, 2021: Licensees who sell annuity products will need to complete a new annuity course that includes the new Best Interest rules. Licensees who have already completed a 4-hour annuity course prior to 9/1/2021 may complete a 1-hour annuity best interest course or complete the new 4-hour annuity best interest course by 1/1/2022.Licensees who have not completed a 4-hour annuity course must take the annuity best interest course prior to selling annuities or before 1/1/2022.

LONG TERM CARE REQUIREMENT

  • Initial 8 hours LTC Partnership Course which needs to contain state specific information.
  • Ongoing 4 hours LTC Partnership every 2 years following.

CARRYOVER REQUIREMENT

  • Credit hours may not be carried over to the next compliance period.

COURSE REPETITION

  • Credit will not be given for courses taken more than once in each compliance period.

FINAL EXAM

  • No monitor required for a final exam / may be open-book.

EXEMPTIONS

  • Individuals who have been licensed in Texas continuously for 20 years or more.
  • Licensees that are grandfathered in ARE NOT EXEMPT from the new ANNUITY BEST INTEREST requirement.
  • Extensions or exemptions may be granted for an illness / medical condition (with proof).
  • Non-residents in good standing in home state that has a reciprocal agreement with Texas.

For Additional Information please contact:

Texas Department of Insurance Licensing Division
Phone: 512-676-6500 or 800-252-3439
Email: CE@tdi.texas.gov

State Website: tdi.texas.gov

Revised 08/01/2022